Member FDIC

TCF Bank has been a member of the Federal Deposit Insurance Corporation (FDIC) since 1936, membership number 28330. Since we are a member, your deposits are insured by the federal government.* There is no cost to you for this insurance.

Accounts insured by the FDIC:

  • Checking
  • Savings
  • Money Market
  • Certificates of Deposit (CDs)
  • Certain retirement plans

Accounts not insured by the FDIC:

  • Stocks
  • Bonds
  • Mutual Funds
  • Life insurance policies
  • Annuities
  • Municipal securities
  • Insurance amounts

Merger with The Huntington National Bank:

On June 9, 2021, TCF National Bank became part of The Huntington National Bank. If you have accounts at both banks, FDIC coverage of your deposits will remain separate through December 9, 2021 or possibly longer for Certificates of Deposit depending on the maturity date.

Under FDIC rules, funds on deposit at TCF National Bank and The Huntington National Bank at the time of the merger will temporarily continue to be separately insured by the FDIC up to the $250,000 per account ownership category at each bank. This treatment will continue for six months following the merger through December 9, 2021, except for Certificates of Deposit (CDs) and most Individual Retirement Accounts (IRAs), which have special rules that are explained below. This six-month period allows you the opportunity to examine and restructure your accounts to meet FDIC insurance guidelines, if needed.

CDs and most IRAs will continue to receive the separate deposit insurance coverage described above until the first maturity date on or after December 9, 2021. CDs and IRAs that mature between June 9, 2021, and December 9, 2021, and are renewed for the same dollar amount and term will continue to be separately insured until the first maturity date after the six-month period. CDs and IRAs that mature during the six-month period and are renewed on any other basis (different term or for a different amount) will be insured separately through December 9, 2021.

*The Federal Deposit Insurance Corporation ("FDIC") insures deposits up to $250,000 per depositor, for each insured financial institution.

For more information about FDIC Insurance coverage, visit www.fdic.gov

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